Travel alert
Before your trip, check the the latest government advice for any travel alerts for your destination.

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BenefitComprehensiveEssentialsAnnual Multi TripAustralian Travel PlanCancellation and Additional Expenses Plan
Cancellation or holiday deferment costs Chosen limit1 Chosen limit1 Chosen limit1 Chosen limit1 Chosen limit1
Emergency travel arrangements and accommodation expenses Unlimited $15,000 Unlimited $10,000 $2,000
Medical evacuation and repatriation Unlimited $500,000 Unlimited $50,000 Not available
Overseas medical expenses Unlimited2 Unlimited2 Unlimited2 Not available Not available
Travel delay (after 6 hours) $2,000
limit $250 per 24hrs
$1,000
limit $250 per 24hrs
$2,000
limit $250 per 24hrs
$500
limit $250 per 24hrs
Not available
Rental vehicle insurance excess $5,0001 $2,0001 $5,0001 $5,0001 Not available
Luggage and personal effects $12,000 $5,000 $12,000 $4,000 Not available
Personal Liability $2,500,000 $1,000,000 $2,500,000 $300,000 Not available
Coronavirus travel costs $10,000 Not available $7,500 $2,500 Not available
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¹ Sublimits apply, please read the Product Disclosure Statement.
² Medical/evacuation benefits provided for up to 12 months from the date of illness or injury; medical expenses incurred in Australia are not covered.
This is a summary of cover only and does not include the full terms, conditions, limitations and exclusions as outlined in the Product Disclosure Statement

Want to know more?

A woman and a child at the airport looking out the window at a plane
Coronavirus-related events
Cover for some coronavirus-related events is available on all plans.
Children on a ski lift
Snow sports cover option
Protect your snow trip and stay on track with the Snow sports cover option.
A family snorkelling with a cruise ship visible in the background
Cruise cover
Sail smoothly with cover that takes you across the seas.
A man riding on a moped with a helmet on
Road-tripping
Hit the open road without the roadblocks and travel well on your adventure.
A woman sitting on a mountain
Emergency assist
Get around the clock emergency help when you need it most.
Two people paddling on water
Sports & activities
Cover for when you want more than just sightseeing on your holiday.
A woman on her phone in a street
Cancellation costs
There are many reasons why trips get cancelled, even at the last minute.
A couple walking in the street with backpacks on
Luggage and personal effects
Find out what cover is available for your belongings
A coupla walking on sand dunes at the beach
Existing medical conditions
Our plans offer automatic cover for more than 40 existing medical conditions.
Two women laughing on the street in a European city
Travelling as an overseas student
Domestic and international trip cover for overseas students studying in Australia.
A couple hiking while holding hands in New Zealand
Travelling to New Zealand
Explore the breathtaking views with cover that takes you across the ditch.
A child on their fathers shoulders on the beach
Travelling around Australia
Cover for an epic trip up the coast, the outback, or somewhere in between.
A family looking at the ocean from a cruise ship balcony
How to sail smoothly on your cruise

9 ways travel insurance can help protect your cruise holiday.

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Packing medication for your trip
Things to know when packing medication for your overseas trip.
A woman and child looking out the window at an airport
RAT and PCR tests while overseas
What to do if you get COVID-19 before or while on your travels.
A woman in a hammock on the beach
Travel insurance for overseas medical expenses
Find out what you’re covered for when it comes to overseas medical expenses and some other valuable information and tips.
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Travel insurance and natural disasters

Cover your trip incase Mother Nature interrupts your travel plans.

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ETIAS requirements for Australians planning a European holiday
Everything you need to know about the European Travel Information and Authorisation System (ETIAS) travel permit.
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Travel Insurance for Bali
While Bali seems like the ideal holiday destination for Aussies, your trip may not go to plan
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Annual Multi Trip Travel Insurance
Annual Multi Trip (AMT) travel insurance cover for you and your loved ones for all those exciting trips.
A couple walking in front of red phone boxes in London
Travel Insurance for the United Kingdom
When you buy travel insurance with nib, no matter where in Great Britain you roam, we may be able to help if travel mishaps wreak havoc with your UK holiday.
Two tourists walking in Europe
Travel insurance for Europe
nib has travel insurance options for whatever you have planned on your Europe trip.
A gorge in Australia
Travel insurance for river cruising
Our travel insurance can cover you for both domestic and international river cruising.
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Comparing our international plans – Comprehensive vs Essential Plans
With varying levels of coverage offered, you should consider nib travel insurance as it could come in handy for your unique travel needs.
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Travel Insurance for Japan
Whether you plan to stroll the streets of Kyoto, hit the slopes of Niseko, or explore the island of Okinawa, unexpected mishaps have a way of spoiling even the most well-laid plans.
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Travel Insurance for Hiking
Lace up and explore the world on-foot with confidence
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Travel Insurance for wellness retreats
When the unexpected happens consider travel insurance and enjoy the serenity of your wellness retreat.
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Credit card insurance vs travel insurance

Understanding the difference between credit card travel insurance and a standalone travel insurance policy can help you make the right choice and ensure you're properly covered before you head off on your next adventure.

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