Travel insurance benefits for students
If you’re an overseas student residing in Australia and looking to take a travel break around Australia or overseas, you may want to consider travel insurance for your trip. Some of the travel insurance benefits you may have access to include the following:
Overseas medical expenses: If you fall ill or are injured whilst travelling on your trip outside of Australia, cover for reasonable and necessary emergency medical and hospital expenses incurred overseas for a new illness or injury may be available. Please note there is no cover for any medical, hospital, dental or ambulance expenses you incur in Australia.
Lost, stolen or damaged luggage and personal effects: If your belongings are lost, stolen, or damaged, whilst on your trip, we may cover replacement or repair costs. Depreciation applies.
Cancellation or holiday deferment costs: If your trip plans change due to an insured event, there may be cover for the non-refundable portion of your pre-paid travel arrangements.
The features and benefits described are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the Product Disclosure Statement.
Why should students consider nib travel insurance?
While taking a study break to travel, unexpected things can happen. Our travel insurance is here to help if things go wrong. From unexpected illnesses to lost luggage, these problems can cost a lot. With nib travel insurance, we offer:
- 24/7 Emergency Assistance: Help is available 24/7, anywhere in the world.
- Support when you need it: Our customer service team is ready to help, and can be contacted by phone or email,
- Cover for cruises: We offer international travel insurance plans that cover ocean cruises around Australia or in international waters.
Important: To be eligible for cover you must be a resident of Australia. Resident of Australia means an Australian citizen; permanent resident; holder of a skilled working visa (including Temporary Skill Shortage visa, but not a working holiday visa); student visa; holder of a partner /spouse visa which allows you to stay in Australia for at least 2 years; or New Zealand passport holder; all with unrestricted right of entry into Australia and access to long-term medical care in Australia.
Benefits of nib travel insurance
nib has plans that can offer cover from the moment you start planning and travelling, to your safe return home in Australia. You're best off having a look at what's covered (and what's not) in our PDS, but here’s some of the specific things you can be covered for if you're a student travelling overseas.
Taking a study break trip: Research and consider buying your travel insurance as soon as you book your trip.
Keep important documents safe: Always keep copies of your passport, travel insurance details, student visa, and any other important travel documents.
Know the local emergency numbers: Familiarize yourself with local health services and emergency contacts for your study break destination
Check nib’s The Check Up content for tips and updates on several different travel and health topics.
Tailor your cover to suit your trip
24/7 Emergency Assistance
With travel not always going to plan, it's good to know nib has 24/7 support on hand to assist you when you need it most. From navigating language barriers and finding the nearest doctor and arranging medical transport, all with regular check-ins, we can offer support every step of the way.
Need to know more?
If you still have questions about travel insurance for your study break trip or you need to make a claim, we’re here to help. Contact us and we can help answer any questions you might have. In case of a medical emergency, our experienced 24/7 Emergency Assistance Team are on hand to help.
Get a nib travel insurance quote today.
FAQs for Overseas Students
Our travel insurance plans cover overseas medical expenses, luggage and personal effects, trip cancellations, a number of exciting sports and activities, coverage for road trips, and cover for more than 40 existing medical conditions. Learn about our other travel insurance benefits.
If you need to cancel your trip due to a sudden illness, or your pre-paid, scheduled public transport is cancelled or delayed due to severe weather, we may be able to provide cover for non-refundable portion of your pre-paid travel expenses.
This is a brief summary of cover only and does not include the full terms, conditions, limitations and exclusions. Read the PDS & TMD available from us before purchasing and consider whether the product is right for you.