Travel insurance cover for travel close to home
Planning a getaway within Australia? Whether it’s a sneaky interstate road trip, exploring the outback, or simply enjoying a beach holiday, you may want to consider packing our Domestic Travel Insurance with the sunscreen. From unexpected cancellations to lost luggage, our flexible plans help you explore your own backyard with confidence.
Why choose nib travel insurance for a trip around Australia?
Exploring Australia can bring many unexpected twists and turns—and we’re not referencing The Great Ocean Road here—we’re talking mishaps, sickness, delays, cancellations, and basically all those things that can dampen your Aussie adventure.
With flexible plans designed for all types of travellers—families, couples, and solo adventurers alike—we protect you from the unexpected, so you can enjoy every holiday moment.
Rental vehicle insurance excess
Heading off on a road trip through the rugged landscapes of the Kimberley or cruising along Tasmania’s scenic routes? No matter where the road takes you, our Rental Vehicle Insurance Excess (offered under the Australian Travel Plan) may provide cover if your hire car gets damaged or stolen.
Cancellation Cover
Our Australian Travel Plan offers cover if you need to cancel or rearrange your trip due to unforeseen events like illness, severe weather, or cancelled events. We’ll reimburse the non-refundable portion of your pre-paid travel arrangements or the cost of rearranging your trip within the policy limits. Exclusions apply, so check your PDS for complete details.
Perfect for Family Holidays
Family holidays are about making memories, not stressing over what could go wrong. Our family-friendly cover includes everything from lost luggage, trip cancellation, to a number of sports and adventure activities ensuring your whole family is taken care of.
Hiring Replacement Golf and Surf Equipment
Packing the golf clubs or surfboard? Our Australian Travel Plan offers cover if your golf or surf gear is accidentally lost, delayed, or damaged during your journey. We’ll cover the cost of hiring replacement equipment, so you don’t miss out on the action. Best of all, no excess applies to claims under this benefit.
Compare domestic travel insurance plans
| Benefit | Australian Travel Plan | Cancellation and Additional Expenses Plan |
|---|---|---|
| Cancellation or holiday deferment costs | Chosen Limit1 | Chosen Limit1 |
| Medical evacuation for Coronavirus | Available under Medical evacuation and repatriation | Not available |
| Coronavirus Travel Costs | $2,500 | Not available |
| Emergency travel arrangements and accommodation expenses | $10,000 | $2,000 |
| Early return home | $2,000 | $2,000 |
| Emergency expenses to avoid disaster | $1,000 | $500 |
| Travel delay (after 6 hours) | $500 limit $250 per 24hrs |
Not available |
| Rental vehicle insurance excess | $5,0001 | Not available |
| Luggage and personal effects maximum limit | $4,000 | Not available |
| Get a quote | Get a quote |
| View full benefit list | View full benefit list |
This is a summary of cover only and does not include the full terms, conditions, limitations and exclusions as outlined in the Product Disclosure Statement
Travelling tip for travelling with valuables: always take all reasonable precautions to safeguard all your luggage and personal effects. For example, don't leave them unsupervised in a public place, leave them behind or walk away from them.
Domestic travel tips
Cancellation Cover
Travelling with Valuables
FAQs about domestic travel insurance
Our Domestic Travel Insurance offers coverage for your Australian adventures, including protection against trip cancellations, lost or stolen luggage, and rental vehicle excess. 24/7 Emergency Assistance also means that help is only a phone call away—no matter how remote you plan to travel.
Travel insurance can only cover you for medical expenses incurred overseas. Medical costs in Australia may be covered by Medicare or your private health insurer.
There is no minimum distance on the Australian Travel Plan or Cancellation and Additional Expenses Plan. The trip must start and/or end at your home in Australia during the period of insurance.
Need to know more?
If you still have questions we’re here to help. Get in touch and we can help answer any queries you might have.
In case of a medical emergency, our experienced 24/7 Emergency Assistance Team are always on hand to help.
The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the Product Disclosure Statement.