Cover that takes you across the seas
When you’re a long way from home, you want to know that if something goes wrong you’re not alone. Even minor mishaps can have a major impact on both your travel plans and your wallet.
Compare International Travel Insurance Plans
| Benefit | Comprehensive | Essentials |
|---|---|---|
| Overseas Medical Expenses | Unlimited1,2 | Unlimited1,2 |
| Cancellation or holiday deferment costs | Up to chosen limit1,3 | Up to chosen limit1,3 |
| Luggage and personal effects | Up to $12,0001 | Up to $5,0001 |
| Medical evacuation and repatriation | Unlimited1 | $500,0001 |
| Rental vehicle insurance excess | $5,0003 | $2,0003 |
| Travel delay (after 6 hours) | $2,0001 Limit $250 per 24hrs |
$1,0001 Limit $250 per 24hrs |
| Personal liability | $2,500,000 | $1,000,000 |
| Overseas Medical Expenses for Coronavirus | Available under Overseas Medical Expenses benefit | Available under Overseas Medical Expenses benefit |
| Medical evacuation for Coronavirus | Available under Medical evacuation and repatriation benefit | Available under Medical evacuation and repatriation benefit |
| Coronavirus Travel Costs | $10,000 | Not Available |
| Get a quote | Get a quote |
| View full benefit list | View full benefit list |
¹ Sublimits apply, please read the Product Disclosure Statement.
² Medical/evacuation benefits provided for up to 12 months from the date of illness or injury; medical expenses incurred in Australia are not covered.
³ This is a limit per policy; it is the most we’ll pay for all people on your Certificate of Insurance combined, per trip
This is a summary of cover only and does not include the full terms, conditions, limitations and exclusions as outlined in the Product Disclosure Statement
International Travel Tips
Cancellation Cover
Your policy limit for “Cancellation or holiday deferment costs” must be chosen at the time of purchase. You can vary the maximum trip cancellation limit at the time you purchase your policy, and you will be advised of any change in premium.
Travelling with Valuables
FAQs about International Travel Insurance
Good news, cover for cruising is automatically included on our international policies, this means you’re covered for publicly available international river cruises, and ocean cruises within Australian waters or International waters*. If you get sick aboard a cruise, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip.
What do we mean by International waters?
When setting of on your next cruise please be aware that we define International waters as, “the open seas of the world outside the territorial waters of any nation”. In case you were wondering, travelling in international waters in a private sail vessel or privately registered sail vessel is not covered.
Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
For more information check out our in-depth FAQ - Am I covered for cruising?
Yes, we can offer automatic cover for more than 40 existing medical conditions, provided that you satisfy the criteria for that condition. If your condition is not automatically covered, you can apply for cover before or at the time you buy your policy. In many cases, we expect we'll be able to offer you cover for your existing medical condition for an additional premium.
Yes, you can purchase a policy after leaving your home in Australia, however there is a 72-hour waiting period for all policies purchased while travelling. If you purchase while you're travelling, you must purchase cover up to the date you will return to your home in Australia – we can't cover you for the middle of a trip.