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Adventures on the high seas

Whether you're relaxing on a cruise around the South Pacific or embarking on an Alaskan adventure way off on the horizon, we offer cover should your cruise head into choppy waters!

See what our plans can cover before you set sail into the sunset.

nib Travel Insurance for cruise related events

  • You're covered for publicly available international river cruises, and ocean cruises within Australian waters or International waters*
  • You get sick with gastro on your cruise
  • Your flight is delayed and you need to get to your cruise on time
  • Your cruise formal wear is accidentally lost, stolen or damaged
  • You’re made redundant before you embark on your cruise
  • You miss a shore excursion because your cruise is delayed due to severe weather
  • You need medical evacuation from your ship.

*What do we mean by International waters? 

When setting of on your next cruise please be aware that we define International waters as, “the open seas of the world outside the territorial waters of any nation”. In case you were wondering, travelling in international waters in a private sail vessel or privately registered sail vessel is not covered. 

FAQ | Cruise Cover | Proof of Cover from nib Travel on Vimeo.

Cover offered for coronavirus-related events on cruises

Cover for some coronavirus related events is available on all our plans (excl. the Cancellation and Additional Expenses Plan), but the types of benefits and benefit limits vary.

As much as we’d love to cover every coronavirus-related scenario that a traveller can think of, that’s not what travel insurance is designed to do, so read the Product Disclosure Statement (PDS) carefully to know what is, and isn’t, covered.

Our policies include plans which offer cover for:

Overseas Medical Benefit

If you get sick with coronavirus while on your trip, all of nib’s International Travel Insurance plans include cover for overseas medical expenses. As always, these are subject to our terms, conditions and exclusions around existing medical conditions.

Medical evacuation and repatriation
All nib Travel's insurance plans (except Cancellation and Additional Expenses plan) include cover for medical evacuation and repatriation if we agree it’s medically necessary, up to the relevant benefit limit
Coronavirus Travel Costs
Our Coronavirus Travel Costs benefit is available on the International Comprehensive, Australian Travel and Annual Multi Trip plans. Plans including Coronavirus Travel Costs can provide cover for several coronavirus related events, including cover for quarantine expenses and trip cancellation if you are diagnosed with coronavirus, up to the relevant benefit limit.
This is a brief summary of cover and does not include the full terms, conditions, limitations and exclusions. Please read the international and domestic Product Disclosure Statement (PDS).

Domestic or International?

Even when cruising just off the coast of Australia, one of our international plans will need to be chosen in order to have cover on board for medical treatment. Our domestic plans can offer cover for inland river cruises within Australia.

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