Yearly travel insurance for serious globetrotters
Are you planning to travel around Australia or go overseas several times a year? Lucky you! At nib, we offer Annual Multi Trip (AMT) travel insurance cover for you and your loved ones for all those exciting trips.What am I covered for with an AMT policy?
Under our AMT policy, you’ll have access to a range of benefits such as cancellation, overseas medical expense, medical evacuation, and repatriation, stolen or lost luggage and valuables, trip delay and coronavirus travel costs.
- Emergency medical: we offer cover for emergency medical-related expenses during your overseas trip such as doctors’ visits, X-rays, hospitalisation and medication and many more. Cover may also include medical repatriation, and emergency evacuation depending on the plan you have chosen.
- Trip cancellation: you could be reimbursed up to the insured amount for prepaid, non-refundable and non-transferable expenses if you need to cancel your trip before you leave home due to a covered reason, such as a medical emergency or death. We offer cover for 14 specific events if you have to cancel or rearrange your trip and also when your trip is interrupted because of a specific cancellation event and as a result you’ve had to incur in reasonable expenses related to additional travel, accommodation, meals, internet use and emergency telephone calls. Terms and conditions apply.
- Trip interruption: we offer coverage for expenses if you need to cut your trip short and return home due to death, illness or injury, family emergencies or other reasons listed in the policy.
- Baggage insurance: if your bags are stolen or damaged, baggage insurance can help you recoup the costs. We offer cover towards the cost of buying essential articles, such as clothing, toiletries, and personal items, if your luggage is delayed, misdirected, or temporarily misplaced by the carrier for a period of more than 10 hours during your trip.
How does Annual Multi Trip insurance work?
With nib’s AMT policy, you’ll be covered over a 12-month period from the date the policy starts, for as many overseas and domestic travels as you like if they are more than 200km from your home in Australia and are for trips of up to 45 days.
How long can I travel for at any one time?
With nib’s AMT policy, you’ll be able to travel for up to 45 days in one trip. It’s important to check the maximum length of each journey shown on your certificate of insurance.
You cannot extend the AMT Plan or its 45-day trip duration; however, if you are taking a trip that is longer than 45 days, you can apply for a Comprehensive policy to cover the additional dates, provided that you meet the eligibility requirements.
If you do not extend or buy a new policy before your current policy ends (or the end of the 45th day of your trip on the AMT Plan) or there is a gap between the periods of insurance, a 72-hour waiting period will apply to a policy you purchase whilst you are travelling.
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Check your policy for details of cover
There are terms, conditions, limitations and exclusions that relate to our AMT plan. Read your policy carefully and contact us if you have any queries.
The above features and benefits are a summary of cover only. Cover is subject to the full terms, conditions, limitations, and exclusions outlined in the Product Disclosure Statement.