12-month Annual Multi Trip cover for Australians
When you’re travelling more than once a year, organising multiple insurance plans can be a hassle – and an expensive one at that. That’s why nib travel insurance offers frequent travellers 12-month Annual Multi Trip (AMT) travel insurance that offers cover for overseas and domestic travels, as long as it’s more than 200km from your home in Australia, and for trips of up to 45 days.
What are the main benefits of Annual Multi Trip travel insurance?
| Benefit | Annual Multi Trip |
|---|---|
| Overseas Medical Expenses | Unlimited1,2 |
| Cancellation costs | Up to chosen limit1,3 |
| Luggage and personal effects | Up to $12,0001 |
| Medical evacuation and repatriation | Unlimited1 |
| Overseas Medical Expenses for Coronavirus | Available under Overseas Medical Expenses benefit |
| Medical evacuation for Coronavirus | Available under Medical evacuation and repatriation benefit |
| Coronavirus travel costs | $7,500 |
| Travel delay (after 6 hours) | $2,0001 |
| Rental vehicle insurance excess | $5,0003 |
| Personal Liability | $2,500,000 |
| Get a quote |
¹ Sublimits apply, please read the Product Disclosure Statement.
² Medical/evacuation benefits provided for up to 12 months from the date on illness or injury; medical expenses incurred in Australia are not covered.
³ This is a limit per policy; it is the most we’ll pay for all people on your Certificate of Insurance combined, per trip.
This is a summary of cover only and does not include the full terms, conditions, limitations and exclusions as outlined in the Product Disclosure Statement
Get a quote for your nib travel insurance today.
How nib’s AMT travel insurance can benefit Australian travellers
- Cost-effective: Pay a single premium for a year’s worth of travel instead of buying multiple single-trip policies.
- Convenience: Streamline your insurance needs with one nib policy for multiple trips of 45 days or less without needing to update your insurance before each trip.
- Time-saving: Avoid the hassle of searching for and purchasing insurance before every trip.
- Your choice of travel insurance plans: nib offers domestic and international travel insurance plans tailored for your specific travel needs. Our plans include benefits like overseas medical expenses, lost luggage, trip cancellations, and much more.
- Frequent flyers: If you’re the type who jets off every few months, an nib AMT plan may help you on your many travels all year long—whether it’s to Bali, Europe, the United Kingdom, or all three.
- Adventure seekers: Planning regular outdoor adventure trips in a year? nib offers coverage for various activities such as hiking, skiing, or scuba diving, giving you the freedom to explore.
There are terms, conditions, limitations and exclusions that relate to our AMT plan. Read your policy carefully and contact us if you have any queries.
Cover for your trips
24/7 Emergency Assist
Luggage & Personal Effects
Cancellation Costs
Coverage is subject to the terms, conditions, limitations and exclusions for each policy. Consider the PDS and TMD.
Annual multi-trip travel insurance tips for Australians
- Keep a copy of your PDS: Always have a digital copy of your travel insurance policy on your phone for easy access during your trips.
- Know your limits: Check your AMT policy to ensure it covers the length of each trip and any specific activities you may plan on doing.
- Monitor your valuables: Whether you’re carrying a laptop for business or expensive gear for hobbies, ensure your belongings are insured.
FAQs for Annual Multi Trip travellers
Sorry we don’t offer cover under the Annual Multi Trip plan when you’re between trips, other than any benefits you may be entitled to under the Cancellation or holiday deferment costs and events 1 to 5 under COVID-19 travel costs.
The AMT plan cannot be purchased more than 6 months prior to the nominated commencement date.
When taking out an AMT plan you will have the option of selecting a region based on the country(ies) you will be travelling to, these options are:
- Worldwide: or
- Worldwide excluding USA and Nepal.
It’s not possible to add other countries or regions to your policy after you buy it. However, we recommend contacting us to check if you might be covered for other countries in the same region
You may be covered under the AMT plan if you have to cancel or rearrange your trip because of one of the 14 insured reasons listed under the Cancellation and additional expenses section. We will pay either:
- the non-refundable portion of your pre-paid travel arrangements and cancellation fees charged by your travel agent; or
- the cost to rearrange your trip, provided that the cost is not greater than the amount that would have been incurred had you cancelled the trip, for anyone listed on your Certificate of Insurance.
When you take out an AMT plan the policy will end 12 months from your nominated departure date on your Certificate of Insurance. Please note this is not a renewable contract.
If you realize that your AMT plan is ending while you are still travelling you should apply for a new policy by contacting us to obtain a new Policy Disclosure Statement (PDS). If you wish to apply, complete a new application and, if required, contact us to complete a medical screening assessment.
Yes under our AMT plan there is cover for publicly available international river cruises, and ocean cruises within Australian waters or international waters.
The AMT plan covers the adult travellers and any accompanying children named on the Certificate of Insurance. Named adults can travel independently to any other named adult on your plan. Children are only covered while accompanying an adult named on your Certificate of Insurance.
Yes. There is no limit to the number of trips you may take during your 12-month period of insurance when you buy an AMT plan.
With nib’s AMT plan’s the maximum duration of any one trip is 45 days. For any trips longer than this duration please refer to the section headed Extending your policy and contact us if you’re unsure about you’re level of cover.
Get your nib travel insurance today.
Need to know more?
If you still have questions we’re here to help. Get in touch and we can help answer any queries you might have.
In case of a medical emergency, our experienced 24/7 Emergency Assistance Team are always on hand to help.
the above features and benfits are a summary of cover only. Cover is subject to the full terms, conditions, limitations and exclusions outlined in the Product Disclosure Statement.