Travel Insurance for Activities

What’s covered

Whether you’re planning to hike the famed El Camino de Santiago in Spain, go cage swimming with sharks in South Africa, or skiing in the Rocky Mountains, nib offers cover for many activities and sports — so you can travel your way. 

With a range of travel insurance plans to choose from —starting with our essentials cover if you’re on a budget, all the way up to our highest level of cover on our comprehensive and annual multi trip plans. We also offer options for additional extras like Snow sports insurance so you can tailor your insurance to the holiday you want and the level of cover you need.

No matter which plan you choose, some of the key benefits of our travel insurance plans include:

 Trip cancellation

• If you have to unexpectedly cancel your trip for a covered reason.

• Illness and injury can happen anywhere. Medical evacuation and repatriation cover can help if you need emergency evacuation or repatriation home to receive medical care.

• For when you arrive but your bags don’t — or you’re the victim of theft somewhere along the way.

 Overseas medical expenses

• Medical bills can add up quickly. Your plan may be able to help cover the costs if you need medical care while overseas — so you can focus on getting better.

• With nib, you have access to our experienced 24/7 Emergency Assistance Team, who can help you navigate those prickly situations — like if you need to find a doctor, need help following a robbery or assault, or if you’re injured while doing a sport or activity.

Get your nib travel insurance quote today. 

A few things you should know...

• There’s no cover for participation in, or training for, professional sporting activities.
• If you plan to go hiking or trekking while overseas, you’ll only be covered for hiking or trekking up to 6,000 metres in altitude.
• Don’t take needless risks and only book activities through reputable and fully licensed companies.
• Never take part in activities while intoxicated with drugs and alcohol.
• If you plan to go riding an all-terrain vehicle or quad bike while overseas, either as the person in control or as a pillion passenger, you won’t be covered unless as part of a tour with a licensed tour operator.
• Always wear and use applicable safety gear - like a helmet when riding a bike, e-bike, scooter or motorbike.
• There's no cover for sporting equipment (including surfboards) whilst in use.
• When scuba diving, you must hold an open water diving licence or be under licensed instruction.
• You must purchase the Snow sports cover option to be covered for snow sports.
• You must be appropriately licensed, when required.